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WICA Insurance – Do You Need It as a Foreign Worker in Singapore?


Ah, WICA insurance. It’s one of those things that many foreign workers in Singapore have heard of, but few actually know much about. So, let’s dive into it – do you really need it?


The Lowdown on WICA Insurance


First of all, let’s start with the basics. WICA stands for the Work Injury Compensation Act, and it’s a type of insurance that’s designed to protect employees who get injured or fall ill at work. In Singapore, WICA insurance is mandatory for all employees, regardless of whether they’re locals or foreigners.


Basically, if you’re working in Singapore, you need to have WICA insurance. End of story.

What Does WICA Insurance Cover?

So, now that we know that WICA insurance is mandatory, let’s talk about what it actually covers. The short answer is that it covers medical expenses, lost income, and death or disability benefits in the event that you’re injured or fall ill while on the job.

But let’s dive a bit deeper. If you get injured at work, your employer is required to cover your medical expenses up to a certain amount. They’re also required to pay you a percentage of your salary while you’re unable to work. If you’re permanently disabled, you’ll receive a lump sum payout. And if you die as a result of a work-related injury or illness, your family will receive a lump sum payout as well.


Do You Really Need WICA Insurance?

So, let’s get back to the main question – do you really need WICA insurance as a foreign worker in Singapore? The answer is mostly, YES. Look, accidents happen. Even if you work in a relatively low-risk job, there’s always a chance that you could get injured. And if that happens, you want to make sure that you’re covered. Medical expenses can add up quickly, and if you’re unable to work for an extended period of time, you could find yourself in a tough financial situation. So head on over to this site to buy wica insurance online.


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